United Collections Bureau is after me!!! I need help with getting a loan!!!! Please, advice would help!!?

Hi,


I'm on the verge of a breakdown and need your help.


I owe $1,400 to United Collections Bureua. I ran up debt on my CitiCard a year ago, racked up interest and my debt was sent to UBC.


I had a $1,000 payment posted from my bank account for this past Monday, but suddenly, I needed the money for rent or else I'd be sued by landlord. The payment postted to UBC was rejected.


Now Mr. Thomas, my rep who's been doing my account at UBC, is threatening legal action and saying because the check posted to my account was bad, it will be reported to the state, for looking into check fraud. This wasn't fraud, I didnt fake or lie about certain info or steal! I just couldn't come up with the money. That's called debt! I told him that and he was silent. He knew it's not fraud.


They called my sister too, feel bad. What should I do? Should I just mail in the money I owe when I can come up with it? Or should I call my family attorney and sue? This is against the laws for what debt collectors can doUnited Collections Bureau is after me!!! I need help with getting a loan!!!! Please, advice would help!!?
They are just trying to get the money. They have a right to still collect because your payment didn't go through. Call a supervisor there and explain what happened. See if you can make a goodfaith down payment of a few hundred now (if you can afford that) and make a promise to pay the remainging amount soon. See if they can work with you on it. Explain that you are working to pay this off and want to make good on the debt.United Collections Bureau is after me!!! I need help with getting a loan!!!! Please, advice would help!!?
Hi,


I used ';Credit Solution'; to settle my debt and improve my credit score.They managed to reduce my debt up to 58%.It's legitimate.I came across this company on NBC News Special Edition.Check it out here:


http://creditsolution.ez-mart.biz
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If you sent in a check for $1000 knowing you did not have the money in the account to cover it it's considered check fraud and it's illegal. The debt collection company has the right to continue to come after you for the debt owed. Explain to the collection agency that you will make a good faith payment of a couple of $100 if you can, they cannot force you to pay what you don't have and they must work with you. If you show you're making payments they have to work with you, otherwise you could just walk away from the monies owed, people do it all the time, most of the time when people don't pay the debt is charged off.





The landlord will not sue you for non payment of rent, you will receive a 7 day notice to pay or quit, if you dont' pay after that then you will get a 3 day notice after that he will file eviction, it'll take at least 3 months to get you evicted. If you pay rent when you receive the 7 day notice you'll be fine. Landlords don't sue, they evict.

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